insurance rates what you need to know

On average, US property owners spend 1-4% of the property value annually on home maintenance and repairs

Average monthly housing costs in California are $600, Florida 520, New York State 560, and Texas 700. For example, maintaining a $13 million co-op apartment in Manhattan costs about $13,000 per month. Owners of a two-bedroom home in Florida spend nearly $500 per month

Flat 10 – 30 ,House 15 - 50 ,Elite real estate 50 - 100

US property tax is paid in district court once a year. The rate is on average about 1% of the property value, but the amount of tax varies from state to state. For example, owners in California pay an average of $2,839 per person per year

Since 2013, the maximum capital gains tax rates (the capital gain rate) - from 15 to 20%, as well as inheritance and gift taxes (real estate tax, gift tax) - have been increased from 35 to 40%

For a home of three bedrooms, two bathrooms, and two garages, monthly water costs are $100-$150, electricity costs the same, and gas costs $100-$250

In winter, natural gas heating costs about $680, propane - 1700, electric - 900. Air conditioning costs about $370 a year

It costs about $80 to mow the lawn and $35 to $40 per month to take out the trash

The homeowners association fee is $200-400 per month. The higher the housing category, and the more amenities in the house (pool, gym, etc.), the higher this fee will be

In New York, electricity costs an average of $75 per month, television $116, Internet $45, and a landline $20-25

You can get insurance against natural disasters. They spend from 1 to 5% per year of the cost of the object. It depends on many factors: whether there is a risk of flooding, whether the area is prone to a hurricane, etc. Fire insurance costs $350 per year, and insurance for plumbing, electrical wiring, and air conditioning - $325. Maximum insurance costs increase to $1,000 per year